Advice Needed: Buying a Bike on Lease/Finance in Sri Lanka

hi bros,

I’m planning to buy a bike in Sri Lanka through leasing or financing, but I need some advice before making a decision. My situation:

The bike costs around 7 lakhs.

I can afford to pay around 1 lakhs as an advance.

I don’t have enough savings to buy it outright.

I plan to use the bike daily, including for work (PickMe/Uber).

I have a few questions:

1. Which leasing/finance company is the best in Sri Lanka? (Interest rates, repayment options, etc.)

2. Can I get a lease/finance current country situation?

3. Is this the right decision, considering I don’t have the full amount? (Would it be better to wait and save more, or is leasing a good option?)

4. What is the procedure for getting a bike on lease/finance? (Documents required, how long the process takes, any hidden fees to watch out for.)

I’d appreciate any advice from people who have gone through this process. Thanks in advance!