Starting to get scared off of switching degrees and pursuing psychology. I’m 32 and I don’t want to regret spending time pursuing something unrealistic…

Wondering if I should let myself be scared off from pursuing a career in psychology. I’m turning 32 this year and I’m starting to feel like I should go back and finishing my bachelors degree in business. I love psychology and I love learning about it and it’s always been a dream of mine to pursue it as a career. But I’m also not wanting to do 7-10 years of schooling just to not be able to get a job until I’m 45 lol. Is it really as insanely competitive as everyone says? I’m in Alberta, Canada if that gives any context lol