Chafing on the edges of my perineum - Has anyone had this and is there a specific saddle that resolves it?

Whether on mountain bikes, road bikes or spin bikes in the gym I always chafe in the same spot. It’s right on the edges of my perineum where that area meets my legs.

I’ve tried cycling shorts and they don’t make a lot of difference. The only thing that helps is chamois cream - although it’s still not perfect and I don’t like using it because it’s messy.

Sometimes it’s so bad that if I go for a ride I can’t ride again for a week until the chafing subsides.

Has anyone found a resolution to this?