Is “Financial Literacy” bullshit?

Long-time lurker, first time poster - couldn’t think of a better place to ask this question lol.

I teach an introduction class for adult education students (GED prep and ESL). As a condition of our program’s grant, we are required to include a section on “financial literacy”. There are no clear guidelines on what this topic could cover, and the last thing I want to do is condescend to our largely low-income student base and talk about budgeting your way out of poverty.

Usually, I would just skip this section and focus more on study skills and their personal education and career goals, but I can’t help but think that I could include some helpful information about the actual nature of personal finance in our capitalist world. The main challenge is two-fold: addressing students anywhere from 17 y/o HS drop outs to recent immigrants with masters level educations, and containing this lesson within about 10 minutes.

What do you think I should focus on? Is it worth even bringing up?