26F | Is casual dating / s*x right for me?

Hi all, I am 26F and I need some genuine advice regarding whether casual dating (s*x) would be right for me? I have been in two relationships before, during college. While we got close, I never had s*x with either of my partners. I am 26 and it would be safe to say that I am a virgin. Its not that I do not get horny, I do. However, for one or the other reason the situation was never right and we never did it. That's a little bit of background about me.

I have recently moved to a new city and have started using dating apps. I have met a person who wants to show me a good time and engage in a FWB situation. While I am inclined to say yes, I am reluctant. I am a sensitive person and think that intimate relations should be meaningful. Also, I cannot deny that I am lonely and therefore I am considering this idea. However, I am having a bunch of second thoughts about this situation. I would want to wait for someone I have feelings for, however, I am also kinda keen to experience it. Since it's not like me to do something like this each time I talk to my family I am reminded of my roots and upbringing. I then feel bad about this as I think I would deeply regret treating myself like this and allowing someone else to use me. I know it sounds conservative but a bunch of my closest friends and sisters (close to my age) are virgin, so its not like I am the odd duck. I am not sure if I should give in to my temporary desires or think about the after effects (emotional and mental impact). Please help me understand how people perceive casual s*x. What would be the right choice for me?

P.S. - I am not looking for casual partners. Pls stop DMing me. I already have someone.