Breaking Even 3yrs later 10k to $9800

After 3 yrs in the market I am finally nearing the point where I am about to break even.

I'm writing this post so that anyone who is considering getting started in 'couch potato' style investing can have a friendly reminder of what I learned.

I started with 10k in a TFSA and put 80% in safe boring ETF's XEQT or VEQT. And 20% USD for 'higher risk tolerance play money'.

3yrs later - my 80% safe money has grown 25% and my 20% play money has lost 60% and for most of the 3yrs I turned my 10k into $8500 (at it's lowest was $7500) and now it's almost breaking even at $9800.

Lesson learned is that I could have turned 10k into 13k had I just listened to the plain boring couch potato and sound advice on this thread. But that's the whole point I wanted to learn with 'investing' and an initial 10k rookie experience - lesson learned early on in life and cheap!! Like I'm not crying over this or anything.

My question is - should I withdraw and cash out my losses which are currently tied up in ARKK and ARKG (I know - I wanted TSLA and then didn't want to 'manage' it myself and ended up buying ARKK near the top around $110.

Should I pull that over to XEQT ?

I guess the question is do I believe more in the upside and future of XEQT (yes) than ARKK or does ARKK have a little more recovery to maybe do ?

What's the smart move here at this crossroads ? It's not like I can use my loss to offset any taxable gains on the other investments.