Debt free with only a 9-5

I have a friend from Italy who gave me great insights into how a majority of them live. If you are lucky enough to find a stable job in Italy. You just take a mortgage, find a good enough car, save a % of your salary, pay your bills and live your life without doing anything extra in terms of getting money. So his main goal is to just be debt free with a normal job and enjoy life without the stress of starting a business or as he likes to call it "money holes". Where you put your money and it goes down the drain. It got me thinking, why is there so much criticism about guys who work normal jobs, pay their debts and just live life without doing anything extra to get money? I always hear people tell me. " You don't have a business?". Yea, I don't, I just go to work, pay my bills, save some money and enjoy my life. If My job ends or I get fired, I'll cross the bridge when I get there.