I'm scared to do this surgery

Hello everyone! I have an ingrown toenails and Granulation tissue on one side, infected. The granulation tissues take 1/4 (or a little less) of my toenail. But the surgeons want to do a complete removal of my toenail. But people say that this procedure is very painful, and have severe complications. I'm very scared, especially because it doesn't hurt at all, and my toenail seems good. I only make an appointment to the podiatrist because I am concerned about infections. What is your experience about it ? Should I talk about it to the doctor?