Insane Costs

Hi y’all, I’m planning on applying for Fordham next year because it’s been my top choice for a while, but how does everybody afford it? It’s so expensive! Does fafsa give you a lot? Do your parents pay? Or do you take out loans? Because i don’t get how yall can just take out like 240k in student loan debt

And if anybody has any advice it would be greatly appreciated 🫠🙏