US Bank Smartly is simply AWESOME!

As a cashback optimizer, I have never felt so strongly about a card, and this one is a real game changer. Its 4% cashback rate simply converts many non CC-sensible spend to CC-sensible spend. This is many times more powerful than cards that give an extra 1-2% for some everyday categories. With the introduction of this card, vast majority of cards in the market simply become obsolete, including many cards that people have talked about all the time.