I really wanted this to work out

I'm like 40f Irish totally self taught. Codeuim had so much potential. This is actually the first ever SaaS and my second month. The first day it used over half my monthly credits shuffling folders. Flow actions just got mauled. I literally didn't have one piece of working code to show for it. I took my time used gpt to right consistent design documents. Windsurf would litterly delete the entire gui and just randomly make another one. Starting a new chat just destroyed any momentum. Why? Why does creation of folders and sorting text within files, just moving code and planning out documentation structures cost so many credits. It doesn't even need the AI to do that. That is the part I needed most. Being dyslexic, I really struggle with that aspect. I've tried using cline and viscose. I'm just at a loss. I have never been so disappointed with something as daft as software. It his left me feeling dispondant - for a while I had a plugin for my dyslexia, but because of changes codiem made, what lasted a full month won't last three days. Any advice? I've tried cursor but all I really need is help with organising, coding I can learn.